Lima One Capital is the nation’s premier lender for real estate investors.  We make it easy to finance all of your fix-and-flip projects, rental properties, and multifamily investments.   We offer diversified loan programs and a set of core company standards and values that are unmatched in the hard money industry.  Since we were founded in 2010 we have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across 41 states and Washington, D.C.  We look forward to continuing to provide the best hard money solutions for real estate investors.

Fully Capitalized, Quick Closings

At Lima One Capital we believe that customer service and borrower experience is critical to the overall lending process.  We are continuously investing in new technology and systems to further enhance and streamline the underwriting, closing, and funding of our hard money loans.  We also stand by our promise to never charge any hidden costs or junk fees and we have the most straightforward rates and terms in the hard money industry.  We are fully capitalized and we close and fund our loans quickly.

Industry Standard Loan Programs

The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property.  Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan.  Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing.  We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab.  Investors will also be able to acquire a Construction, New Construction, and Cash-Out loans across our entire lending area, including Alabama.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Now for Financing

Today’s real estate market offers many exciting possibilities for real estate investors and we continue to strive towards our goal of revolutionizing hard money lending.  If you’re ready to get started on your next project click apply now and complete our simple application.  We look forward to working with you!

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.