Lima One Capital’s fix-and-flip, rental, and multifamily financing programs provide the most straightforward rates and terms in the hard money industry.  As a national lender we have the ability to provide rental finance and hard money loans for real estate investors all across the country, including the entire state of Colorado.  We are dedicated to revolutionizing hard money lending for investors to help them pursue their financial goals through real estate investing.

The Leader in Customer Service

At Lima One Capital we pride ourselves on providing the best customer service for our borrowers and we stand by our promise of no hidden costs or junk fees.  We are fully capitalized and we work diligently to close and fund loans quickly so that borrowers can begin working on their projects in as little as 7-10 days from the time an application is submitted.  These company standards and procedures are what separate us from what investors have come to expect from traditional hard money lenders.

Industry Standard Rates and Terms

We offer a variety of programs that are tailored to the needs of real estate investors.  Our FixNFlip is our short-term loan product designed for the purchase and renovation of investment properties.  Our tier system allows for investors to lower their rates based on their experience using their completed number of flips in the last 24 months even if they weren’t financed by Lima One Capital!  The Rental30 is for buy-and-hold investors who are looking for an investment property to serve as a long-term passive income rental.  The Rental 2+1 program is designed to bridge the gap between short and long term financing.  Investors looking to invest in 5+ unit multifamily properties will be able to purchase or refinance these properties as-is or in need of value-add rehab.  We also offer New Construction, Construction, and Cash-Out programs to fit the many needs of investors.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

Learn More

For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

Learn More

A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

Learn More

Apply Now!

If you’re ready to get started click the Apply Now button and fill out our simple and easy two-minute application.  Once you have finished applying one of our NMLS licensed operations analyst will reach out to you to begin the underwriting process.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.