Lima One Capital’s fix-and-flip, new construction, rental, and multifamily financing programs provide the most straightforward rates and terms in the hard money industry. As a national lender we have the ability to provide rental finance and hard money loans for real estate investors all across the country, including the entire state of Colorado. We are dedicated to revolutionizing hard money lending for investors to help them pursue their financial goals through real estate investing.
The Leader in Customer Service
At Lima One Capital we pride ourselves on providing the best customer service for our borrowers and we stand by our promise of no hidden costs or junk fees. We are fully capitalized and we work diligently to close and fund loans quickly so that borrowers can begin working on their projects in as little as 7-10 days from the time an application is submitted. These company standards and procedures are what separate us from what investors have come to expect from traditional hard money lenders.
Industry Standard Rates and Terms
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Colorado
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
If you’re ready to get started click the Apply Now button and fill out our simple and easy two-minute application. Once you have finished applying one of our NMLS licensed operations analyst will reach out to you to begin the underwriting process.