Commercial Real Estate Lending from Lima One Capital

Lima One Capital works with commercial mortgage brokers to finance multifamily properties and single-family rental portfolios around the country. We lend in primary, secondary, and tertiary markets and can underwrite Class A, Class B, and Class C properties. Contact us today to see how LIma One Capital provides quick-to-close competitive loans delivered with professional underwriting and top-notch service.

CRE Lending Types from Lima One Capital


Loan Purpose: Stabilized or Value-Add Rehab
2 years
Interest Only: Yes
Interest Rate: As low as 6.49%
Loan Limits: $250,000 – $7.5MM
Loan-to-Cost: Up to 80%
Loan-to-ARV: Up to 70%
Cash-Out Refi: Available (55% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

SFR Portfolios

Loan Purpose: Purchase, Refinance, Cash Out
Term Length: 30 Year, Fully Amortized
Interest Rate (ARM): 5.00% – 7.275%
Interest Rate (30-Year, Fully Amortized): 5.75% – 7.65%
Term Options: 5/1 ARM, 10/1 ARM, and 30-Year Fully-Amortized
Property Types: SFR 1-4/PUDs/Condos
Non-Recourse?: Yes
Minimum Loan Amount: $500,000 & 5 Properties
Minimum Property Value: $60,000
No Maximum Loan Amount
Maximum LTV: 80%
Minimum Credit Score: 620
Debt-to-Income for Borrower: None

CRE Lending Experts

andrew 1

Andrew Shook

Head of Commercial Real Estate Lending
Jared Frothinger

Jared Frothinger

Senior Commercial Real Estate Loan Originator
NMLS #565853

Case Studies


Advantages of Value-Add Multifamily Investing

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The Rising Relative Value of Multifamily Properties

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Best Markets for Multifamily Investing

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How to Find Quick Close Loans

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Lessons Learned from Commercial Real Estate Done Deals

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How Investors Should Analyze Debt Options

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The Value of Investing in Multifamily Workforce Housing

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CRE Trends for 2020

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Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.