Call our team of experts to learn more about what Lima One has to offer.

Give us a call at:

Borrower Sales: (833) 315-5112
Broker Sales: (833) 315-4404

Or email us at:

hello@limaone.com

Open Mobile Menu

North Carolina (New Construction)

The Premier Private Money Lender for North Carolina (New Construction) Real Estate Investors

The Ideal Lender for Construction Loans in NC

The North Carolina real estate market offers incredible opportunities for strong returns, whether you’re developing properties to sell or rent. There’s a growing demand for new construction homes in North Carolina, as well as investors who can help make those homes a reality. But getting the right capital for those construction projects can be a hurdle without the right financial backing.  

That’s where Lima One Capital comes in. Our team is committed to helping you take your real estate ventures to the next level. With our North Carolina construction loans, you’ll have access to the financial support you need to expand your portfolio and thrive in the market. From Charlotte, to Raleigh, to Wilmington, and beyond, we’re here to help make your investment goals a reality. Get in touch with one of our loan officers today to explore how our construction loans in NC can fuel your next project. 

Explore Our Loan Types Talk to an Expert

Loan Types

Apply for New Construction Loans in North Carolina Today

Starting a real estate project in North Carolina? You need a financing partner who clears the way, not adds more roadblocks. Our new construction loans provide powerful advantages, such as low interest rates, rapid funding, and flexible terms. Plus, if your project requires something different, we offer loans for fix-and-flip ventures, rental properties, bridge financing, and more. Explore the full range of loan options we offer below.

FixNFlip square background
FixNFlip icon

FixNFlip

Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.

Get More DetailsGet a Quote

  • FixNFlip
  • Fix2Rent
  • Bridge Plus
New Construction square background
New Construction icon

New Construction

Whether your strategy is Build For Rent or Build for Sell, we specialize in vertical construction financing on infill, shovel-ready, fully entitled land on single builds or developments.

Get More DetailsGet a Quote

  • New Construction
  • Build2Rent
  • Bridge Plus
Bridge Plus square background
FixNFlip icon

Bridge Plus

When you need to close quickly or want to buy some extra time to finalize your business plan, a basic Bridge Loan is the tool you need to add versatility and flexibility to your strategy.

Get More DetailsGet a Quote

  • Bridge Loan for Builders
  • Bridge Loan for Rental Investors
Rental square background
Rental icon

Rental

Our rental investment loans are flexible and versatile, giving you the leverage you need and the reliable capital you want.

Get More DetailsGet a Quote

  • Portfolio Rental
  • Single Family Rental
  • Short-Term Rental
North Carolina (New Construction) icon

Why Lima One

Looking for New Construction Loans in NC? We’ve Got You Covered

Strong financial partnerships thrive on trust and results. That’s why Lima One Capital is the go-to private lender for new construction loans across North Carolina’s major markets, including Charlotte and Raleigh. With our dependable new construction financing, industry expertise, and streamlined approval process, we’ll help you secure the capital you need quickly – and support you every step of the way, from foundation to final sale. 

Reliable Funding for New Construction in North Carolina

When you choose Lima One for new construction North Carolina loans, you can rest easy knowing your project is backed by guaranteed funding. As a part of the publicly traded investment trust MFA Financial, we consistently provide reliable cash for your construction projects.  

A Trusted Team for New Construction Financing in NC

Our vertically integrated team of loan officers and market analysts understands what it takes to bring a project to life. From application to project completion, we’re here to help you meet every milestone and maximize your success throughout new homes construction in North Carolina and other real estate ventures. 

Flexible Approval for NC Construction Loans

We evaluate loan approvals based on your strengths – your investment experience and liquidity – rather than rigid criteria. If you’re looking for a financing partner who understands your goals, give us a call – we specialize in approving loans that make profitable opportunities possible, even when others might not.

North Carolina (New Construction) Real Estate Investment Case Studies

Breaking ground on a new real estate project is no small task. No matter what challenges arise, you need a lending partner you can rely on. At Lima One, we’ve seen everything the Tar Heel State’s real estate industry has to offer, from new construction homes in North Carolina to complex development projects with rehabs and renovations. Take a look at some of our previous projects to see how our competitive construction loan rates and tailored financing solutions have made a difference for investors nationwide.

Pineville, NC

Pineville, NC

A builder in North Carolina had been working on a large development within a growing suburb of Charlotte. Both the north and south ends of the development had been completed, and the builder was ready to finish the 100+ property project by connecting the two with an additional 51- lot section.

View Case Study

Blowing Rock, NC

Blowing Rock, NC

An experienced development group is developing a luxury mountain community in the heart of North Carolina’s Appalachian Mountains, and it needed financing to launch the next phase of the community. They decided to try a few construction lenders to see which could provide the best combination of rates, terms, closing time, and construction draw service. One of the lenders they contacted was Lima One.

View Case Study

Charlotte, NC

Charlotte, NC

In this deal, a Charlotte, North Carolina investor needed funding to his ground-up construction project in an up-and-coming area of Charlotte. When it’s completed, this 3,936-square foot home will include 4 bedrooms and 5 bathrooms, a 608-square foot detached garage, and energy-efficient appliances.

View Case Study

What Are Construction Loans in NC? 

Construction loans are versatile financial instruments investors use to finance the construction of residential or commercial properties. Typically, these loans are short-term solutions. Once a given project is completed, they are replaced by long-term financing with alternative rates. 

Though construction loans are almost always taken out with the intent of replacement, it’s important to only sign for financing that makes sense for your portfolio and the property in question. Our analysts can help you determine which new construction North Carolina loan is right for your needs and ensure that your financing is accessible when the time comes, helping you avoid surprises where other bidders could try to strike a deal first. 

 

The State of New Construction Homes in North Carolina 

Though home construction slowed throughout the COVID-19 pandemic, the North Carolina real estate market is now experiencing rapid growth in terms of new developments. Cities like Raleigh, Greenville, Sanford, and Burlington have all seen hundreds of new construction listings hit the market in recent months—and there’s potential for many more down the road. 

For investors like you, that means opportunity. With the right loan, you’ll have what you need to expand your portfolio and get it on the ground floor of new construction projects in North Carolina and beyond. 

Lima One Insights

Stay Up-To-Date on the Latest News and Industry Trends