The industry leading fix-n-flip, rental, and multifamily property financing is available throughout the great state of Florida. At Lima One Capital our mission is to revolutionize hard money lending by offering the best hard money loan programs and customer service in the industry. Florida’s real estate market has many great and exciting opportunities for real estate investors and we are the private lenders helping Florida real estate investors pursue those opportunities.

Fully Capitalized, Quick Closings

At Lima One Capital we believe that customer service and borrower experience is critical to the overall lending process.  We are continuously investing in new technology and systems to further enhance and streamline the underwriting, closing, and funding of our hard money loans.  We also stand by our promise to never charge any hidden costs or junk fees and we have the most straightforward rates and terms in the hard money industry.  We are fully capitalized and we close and fund our loans quickly.

Industry Standard Loan Programs

The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property.  New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan.  Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing.  We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab.  Investors will also be able to acquire Cash-Out loans across our entire lending area, including Florida.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started, click the apply now button and complete our easy, two-minute online application.  Once the application has been submitted a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital you contact us at 844-871-0354 and we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Construction Loans in Florida

This new construction in the Miami MSA – Fort Lauderdale – featured three bedrooms and three bathrooms.

Fort Lauderdale Florida New Construction Financed Property | Lima One

Florida New Construction Financing

This tear down/rebuild New Construction loan in Palm Beach Gardens, Florida (Miami MSA) created a $2.1M after-repair value.

Fort Lauderdale Florida New Construction Financed Property | Lima One

Miami, Florida, Investment Property Financing

Lima One provided a fully amortized 30-year loan on this nine-SFR property rental portfolio in Miami.

Fort Lauderdale Florida New Construction Financed Property | Lima One
Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Banker (License No. 0949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.