The industry leading fix-n-flip, rental, and multifamily property financing is available in Miami, Tampa, Orlando, Jacksonville, and throughout the great state of Florida. At Lima One Capital our mission is to revolutionize hard money lending by offering the best hard money loan programs and customer service in the industry. Florida’s real estate market has many great and exciting opportunities for real estate investors and we are the private lenders helping Florida real estate investors pursue those opportunities.

Unmatched Customer Service

We have become the top hard money lenders in Florida by offering unmatched customer service. Our borrowers will never be charged junk fees or hidden costs, and our hard money loans are closed and funded quickly to give the borrower the ability to maximize their return on investment. We are a fully capitalized private lender, and we have the most straightforward rates and terms. These standards as a company allow us to differentiate ourselves from traditional hard money lenders that investors have become accustomed to working with.

Programs to Fit the Needs of Investors

We offer a wide variety of loan programs that are designed to fit the needs of real estate investors. The Fix-N-Flip is tailored toward the investor looking to purchase and rehab an investment property and then resell the property for a profit.  Our Fix-N-Flip program  uses borrower experience to determine the rate on the loan and the leverage on the deal. Experience is considered the number of completed flips in the last 24 months, even if the deal was not financed by Lima One Capital. Our Rental30 loan program is designed for the purchase or refinance of a single property or an entire portfolio of properties for investors looking to grow their rental property portfolio with both a fixed rate and ARM options available. The Multifamily program is designed for investors looking to purchase or refinance properties that are 5+ units that are either stabilized or in need of value-add rehab. The New Construction program finances Florida construction loans.

We also offer Cash-Out loan programs across our entire lending area.

Florida Markets We Serve

Lima One works as a private lender in cities like:

  • Orlando, FL
  • Jacksonville, FL
  • Tampa, FL
  • Miami, FL


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started, click the apply now button and complete our easy, two-minute online application.  Once the application has been submitted a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital you contact us at 844-871-0354 and we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Construction Loans in Florida

This new construction in the Miami MSA – Fort Lauderdale – featured three bedrooms and three bathrooms.

fort lauderdale new construction
Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.