The industry leading fix-n-flip, rental, and multifamily property financing is available throughout the great state of Florida.  At Lima One Capital our mission is to revolutionize hard money lending by offering the best hard money loan programs and customer service in the industry.  Florida’s real estate market has many great and exciting opportunities for real estate investors and we look forwarding to helping investors pursue those opportunities.

Unmatched Customer Service

To become one of the top hard money lenders in Florida we set out to offer unmatched customer service.  Our borrowers will never be charged junk fees or hidden costs and our hard money loans are closed and funded quickly to give the borrower the ability to maximize their return on investment.  We are a fully capitalized hard money lender and we have the most straightforward rates and terms.  These standards as a company allow us to differentiate ourselves from traditional hard money lenders that investors have become accustomed to working with.

Programs to Fit the Needs of Investors

We offer a wide variety of loan programs that are designed to fit the needs of real estate investors.  The Fix-N-Flip is tailored towards the investor looking to purchase and rehab an investment property and then resell the property for a profit.  Our Fix-N-Flip program uses 90% financing to give investors more leverage to do more deals and uses borrower experience to determine the rate on the loan.  Experience is considered the number of completed flips in the last 24 months, even if the deal was not financed by Lima One Capital.  Our Rental30 loan program is designed for the purchase or refinance of a single property or an entire portfolio of properties for investors looking to grow their rental property portfolio with both a fixed rate and 5/1 ARM option available.  We also offer a Rental 2+1 which is intended to bridge the gap between short and long term financing.  The Multifamily program is designed for investors looking to purchase or refinance properties that are 5+ units that are either stabilized or in need of value-add rehab.

We also offer New Construction, Construction, and Cash-Out loan programs across our entire lending area.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started, click the apply now button and complete our easy, two-minute online application.  Once the application has been submitted a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital you contact us at 844-871-0354 and we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.