Lima One Capital is excited to offer our industry leading FixNFlip, Rental, and Multifamily programs throughout the great state of Illinois.  We are dedicated to revolutionizing hard money lending and we look forward to working with real estate investors in Illinois as they pursue the excellent opportunities that exist in today’s real estate market.

No Hidden Costs or Junk Fees

 At Lima One Capital we believe in providing the industry standard for customer service.  Our clients are never charged any hidden costs or junk fees and we work to close and fund our loans quickly and efficiently.  We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry.  Our core company standards and our commitment to providing unparalleled customer service have allowed for us to separate ourselves from traditional hard money lenders that investors have become accustomed to working with.

Programs Designed for Investors                            

We offer a wide variety of loan programs to fit your needs as a real estate investor.  The FixNFlip is our short-term product intended for the purchase and renovation of investment properties.  For the investor looking for a long-term loan the Rental30 is a perfect fit, whether the investor is looking to purchase or refinance a single-property or an entire portfolio.  The Rental 2+1 is designed to bridge the gap between short and long term financing.

We also offer Multifamily financing for investors who are looking to purchase or refinance multifamily properties with 5+ units, that are either stabilized or in need of value-add rehab.

Investors will also be able to acquire New Construction, Construction, and Cash-Out loans across our entire lending area, including Illinois.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

Learn More

For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

Learn More

A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

Learn More

It’s Easy to Apply

If you’re ready to get started click the Apply Now button and complete our simple application form.  If you have a question about a particular loan scenario or would simply like to learn more about Lima One Capital and our programs feel free to give us a call at 844-871-0354, we’d be happy to answer your questions.  We look forward to working with you as we continue to continue revolutionize the hard money industry.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.