Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We offer diversified loan programs and a set of core company standards and values that are unmatched in the hard money industry. Since we were founded in 2010 we have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across 41 states and Washington, D.C. We look forward to continuing to provide the best hard money solutions for real estate investors.
Fully Capitalized, Quick Closings
At Lima One Capital we believe that customer service and borrower experience is critical to the overall lending process. We are continuously investing in new technology and systems to further enhance and streamline the underwriting, closing, and funding of our hard money loans. We also stand by our promise to never charge any hidden costs or junk fees and we have the most straightforward rates and terms in the hard money industry. We are fully capitalized and we close and fund our loans quickly.
Industry Standard Loan Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Illinois.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
It’s Easy to Apply
If you’re ready to get started click the Apply Now button and complete our simple application form. If you have a question about a particular loan scenario or would simply like to learn more about Lima One Capital and our programs feel free to give us a call at 844-871-0354, we’d be happy to answer your questions. We look forward to working with you as we continue to continue revolutionize the hard money industry.