Lima One Capital is a national hard money lender offering the best rates and terms in the hard money industry.  We were founded with the mission to revolutionize the hard money industry and we believe that working with real estate investors in the great state of Iowa will help us to achieve that goal.

Unparalleled Customer Service

What separates Lima One Capital from other traditional hard money lenders is our commitment to providing unparalleled customer service and our dedication to providing the most straight forward rates and terms in the hard money industry.  We are fully capitalized and we are committed to our promise of charging absolutely NO hidden costs or junk fees. We close our hard money loans quickly and efficiently so our borrowers can maximize their final return on investment.

Every investor is paired with a NMLS licensed operations analyst who will take the investor through the underwriting process from the time the application is submitted to the time the loan closes and is funded.  Our analysts are extremely knowledgeable about our loan products and the areas in which we lend, including Iowa.

Industry Leading Rates and Terms

We offer a variety of loan programs in addition to our FixNFlip and Rental programs to fit your needs as a real estate investor.  The FixNFlip program is perfect for investors looking to purchase and rehab an investment property and have it sold within a 13 month period.  The Rental30 is our long-term loan product and is focused on investors looking for a cash-flowing rental property to provide passive income and build long-term wealth.  We also offer the Rental 2+1 which is designed to bridge the gap between short and long-term financing.  The Multifamily program is perfect for the investors who are looking to purchase or refinance properties with 5 or more units that are either stabilized or in need of value-add rehab.

Our Construction and Cash-Out programs are also available to investors across our entire lending area and we look forward to working with investors who these programs fit their investing needs.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Get Started Today!

If you’re ready to get started feel free to fill out our quick and simple application and a member of our team will be reach out shortly to begin the underwriting process.  Our mission is to revolutionize the hard money industry and we believe that working with investors in Iowa can help us to achieve that goal!

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.