Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We believe in providing excellent customer service as well as the most straightforward rates and terms in the hard money industry. There are many great opportunities in today’s real estate market and we look forward to working with investors as they pursue those opportunities.
Dedicated Hard Money Lender
Part of our commitment to customer service is our promise to never charge any hidden costs or junk fees. We work diligently to ensure that our loans are closed and funded quickly and efficiently so that our borrowers can begin working on their project and maximize their return on investment. Our core company standards and values as well as our commitment to customer service allow us to differentiate ourselves from traditional hard money lenders.
Revolutionary Loan Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Kentucky.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Feel Free to Contact Us
If you’re ready to begin the underwriting process feel free to fill out our simple two-minute application. Once an application has been submitted one our NMLS licensed operations analysts will contact you to and will guide you through our underwriting process. If you have any additional questions about our programs don’t hesitate to contact us at 844-871-0354, we’d be happy to answer any questions that you may have. We look forward to working with you!