As a national rental finance and hard money lender, Lima One Capital is dedicated to revolutionizing the hard money industry and becoming the top hard money lender in the country.  We believe in providing excellent customer service as well as the most straightforward rates and terms in the hard money industry.  There are many great opportunities in today’s real estate market and we look forward to working with investors as they pursue those opportunities.

Dedicated Hard Money Lender

Part of our commitment to customer service is our promise to never charge any hidden costs or junk fees.  We work diligently to ensure that our loans are closed and funded quickly and efficiently so that our borrowers can begin working on their project and maximize their return on investment.  Our core company standards and values as well as our commitment to customer service allow us to differentiate ourselves from traditional hard money lenders.

Revolutionary Loan Programs

Our loan programs, the FixNFlip, Rental, and Multifamily are available across our entire lending area, including Kentucky.  All of our programs are designed to fit the needs of real estate investors and provide them with the best opportunities to succeed.  Investors will also be able to apply for our Construction and Cash-Out programs.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Feel Free to Contact Us

If you’re ready to begin the underwriting process feel free to fill out our simple two-minute application.  Once an application has been submitted one our NMLS licensed operations analysts will contact you to and will guide you through our underwriting process.  If you have any additional questions about our programs don’t hesitate to contact us at 844-871-0354, we’d be happy to answer any questions that you may have.  We look forward to working with you!

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.