At Lima One Capital our mission is to revolutionize hard money lending. As a national rental finance and hard money lender we differentiate ourselves from traditional hard money lenders with our commitment to customer service and our ability to provide the most straightforward rates and terms in the hard money industry. Today’s real estate market offers many great opportunities for investors and we look forward to working with them as they pursue those opportunities.
Commitment to Customer Service
Part of our commitment to customer service is our promise to never charge our borrowers any hidden costs or junk fees. Borrowers will also be paired with a NMLS licensed Operations Analyst who will work with them to underwrite their loan. Our Analysts are extremely knowledgeable about our loan products and the areas in which we lend. We are fully capitalized and we work to close and fund loans quickly.
Unparalleled Loan Programs
We offer a wide variety of loan programs that are tailored to fit the needs of the investor. Our FixNFlip program is for the investor focusing on short-term investments by purchasing and renovating single family investment properties and then reselling them for a profit, all within a 13 month period. Our long-term product, the Rental30, is perfect for buy-and-hold investors looking to purchase or refinance a single property or a portfolio of properties using them as monthly cash-flowing passive income. The Rental30 offers investors a 30-year fixed rate option as well as a 5/1 ARM. Investors interested in Multifamily financing will be able to take advantage of this exciting program as well. We also offer Construction and Cash-Out programs across our entire lending area, including Louisiana.
It’s East to Get Started
To get started simply fill out our simple two-minute application form. Once an application has been submitted an Operations Analyst will contact you to begin the underwriting process. If you have any questions about our loan programs or have a loan scenario you would like to discuss feel free to contact us and we’d be happy to answer any questions you might have.