At Lima One Capital our mission is to revolutionize hard money lending.  As a national rental finance and hard money lender we differentiate ourselves from traditional hard money lenders with our commitment to customer service and our ability to provide the most straightforward rates and terms in the hard money industry.  Today’s real estate market offers many great opportunities for investors and we look forward to working with them as they pursue those opportunities.

Commitment to Customer Service

Part of our commitment to customer service is our promise to never charge our borrowers any hidden costs or junk fees.  Borrowers will also be paired with a NMLS licensed Operations Analyst who will work with them to underwrite their loan.  Our Analysts are extremely knowledgeable about our loan products and the areas in which we lend.  We are fully capitalized and we work to close and fund loans quickly.

Unparalleled Loan Programs

We offer a wide variety of loan programs that are tailored to fit the needs of the investor.  Our FixNFlip program is for the investor focusing on short-term investments by purchasing and renovating single family investment properties and then reselling them for a profit, all within a 13 month period.  Our long-term product, the Rental30, is perfect for buy-and-hold investors looking to purchase or refinance a single property or a portfolio of properties using them as monthly cash-flowing passive income.  The Rental30 offers investors a 30-year fixed rate option as well as a 5/1 ARM.  Investors interested in Multifamily financing will be able to take advantage of this exciting program as well.  We also offer Construction and Cash-Out programs across our entire lending area, including Louisiana.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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It’s East to Get Started

To get started simply fill out our simple two-minute application form.  Once an application has been submitted an Operations Analyst will contact you to begin the underwriting process.  If you have any questions about our loan programs or have a loan scenario you would like to discuss feel free to contact us and we’d be happy to answer any questions you might have.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.