Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We were founded in 2010 with the goal to become one of the top rental finance and hard money lenders in the country and we continue to strive towards achieving that goal. Since our founding we have grown and expanded our lending area into the top markets in the country and we are able to provide hard money loans for real estate investors across 41 states as well as Washington, D.C.
Commitment to Customer Service
Part of what makes Lima One Capital different from traditional hard money lenders is our commitment to providing the best customer service in the hard money industry. We believe in never charging any hidden costs or junk fees and we work diligently to close and fund loans quickly. Our team of operations analyst have a thorough knowledge of both our loan programs and our lending area and will be able to answer your questions as you go through our underwriting process.
Industry Leading Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Maryland.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Get Started?
If you’re ready to get started simply click the Apply Now button and complete our online application. After your application has been submitted, a member of our team will contact you to begin the underwriting process. If you have any questions about Lima One Capital or you would like to learn more about our loan programs feel free to contact us, we’d be happy to answer your questions.