At Lima One Capital we are revolutionizing the hard money industry with excellent customer service and the industry leading fix-and-flip and rental property financing programs.  We were founded in 2010 with the goal to become one of the top rental finance and hard money lenders in the country and we continue to strive towards achieving that goal.  Since our founding we have grown and expanded our lending area into the top markets in the country and we are able to provide hard money loans for real estate investors across 41 states as well as Washington, D.C.

Commitment to Customer Service

Part of what makes Lima One Capital different from traditional hard money lenders is our commitment to providing the best customer service in the hard money industry.  We believe in never charging any hidden costs or junk fees and we work diligently to close and fund loans quickly.  Our team of operations analyst have a thorough knowledge of both our loan programs and our lending area and will be able to answer your questions as you go through our underwriting process.

Industry Leading Programs

Our loan programs are designed to fit the needs of real estate investors. Between our Fix-N-Flip, New Construction, Construction, Cash-Out, and Transactional Funding you are sure to find the perfect program to fit your next real estate project.  We also offer a long-term product, the Rental30, which is a 30-year, fixed rate, fully amortized loan program designed for the purchase or refinance of a single property or an entire portfolio of properties.  The Rental 2+1 is also available for investors and is designed to bridge the gap between short and long-term financing.  Our Multifamily program offers investors the ability to purchase or refinance properties that are either stabilized or in need of value-add rehab.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started simply click the Apply Now button and complete our online application.  After your application has been submitted, a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital or you would like to learn more about our loan programs feel free to contact us, we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.