Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We saw a need to provide real estate investors with great loan programs that helped them be successful and to offer customer service that would be unmatched in the hard money industry. As we have grown into a national rental finance and hard money lender we still strive to accomplish those goals and we look forward to working with investors in Massachusetts who are looking to take advantage of the opportunities that exist in today’s real estate market.
No Hidden Costs or Junk Fees
Providing the best customer service in the hard money industry has allowed for us to differentiate ourselves from other more traditional hard money lenders. Instead of charging large and unnecessary fees to our borrowers we made the promise to never charge investors any hidden costs or junk fees. We also understood how critical time was to investors and we work to close and fund loans quickly and efficiently to allow for investors to begin working on their projects. Our rates and terms are the most straightforward in the hard money industry and we are fully capitalized.
Short and Long Term Financing
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Massachusetts.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
It’s Easy to Apply
To get started click the apply now button and complete our easy, two-minute application. We look forward to working with you as we continue to revolutionize the hard money industry!