Lima One Capital was founded with the mission to revolutionize the hard money industry.  We saw a need to provide real estate investors with great loan programs that helped them be successful and to offer customer service that would be unmatched in the hard money industry.  As we have grown into a national rental finance and hard money lender we still strive to accomplish those goals and we look forward to working with investors in Massachusetts who are looking to take advantage of the opportunities that exist in today’s real estate market.

No Hidden Costs or Junk Fees

Providing the best customer service in the hard money industry has allowed for us to differentiate ourselves from other more traditional hard money lenders.  Instead of charging large and unnecessary fees to our borrowers we made the promise to never charge investors any hidden costs or junk fees.  We also understood how critical time was to investors and we work to close and fund loans quickly and efficiently to allow for investors to begin working on their projects.  Our rates and terms are the most straightforward in the hard money industry and we are fully capitalized.

Short and Long Term Financing

The Fix-N-Flip, Rental, and Multifamily programs are available to real estate investors across our entire lending area, including Massachusetts.  Our Fix-N-Flip program offers investors 90% loan to cost and provides excellent leverage and the opportunity to do more deals.  We use the borrower’s flipping experience to determine the rate based off of the number of completed flips in the last 24 months, even deals not financed by Lima One Capital!  The Rental30 is focused towards investors pursuing long term investing through a buy and hold strategy.  The Rental30 offers a 30-year, fixed-rate, fully amortized loan as well as a 5/1 ARM designed for the purchase or refinance of a single investment property or an entire portfolio of properties.  The Rental 2+1 is designed to bridge the gap between short and long-term financing.  We also offer a Multifamily program for investors interested in properties that are 5 or more units and are currently stabilized or in need of value-add rehab.  Our Construction and Cash-Out programs are also available to investors.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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It’s Easy to Apply

To get started click the apply now button and complete our easy, two-minute application.  We look forward to working with you as we continue to revolutionize the hard money industry!

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.