Since our founding in 2010, Lima One Capital has worked to revolutionize the hard money industry.  As we’ve grown and expanded into a national rental finance and hard money lender we are able to provide hard money loans for real estate investors across 41 states and Washington, D.C.  There are many exciting opportunities for real estate investors in today’s market and we look forward to working with them as they pursue those opportunities.

A Commitment to Customer Service

Part of what makes Lima One Capital different from traditional hard money lenders is our commitment to customer service.  We are continuously looking for ways we can better serve our clients and we stand by our promise to never charge any hidden costs or junk fees.  We offer the most straightforward rates and terms in the hard money industry and we close and fund our loans quickly and efficiently.

Industry Leading Hard Money Programs

We have tailored our industry leading hard money programs to fit the needs of investors.  The FixNFlip is our short-term loan program designed for the purchase and rehab of an investment property with the intention of reselling the property within a 13-month period.  The Rental30 is designed for buy and hold investors looking to purchase or refinance a single property or an entire property portfolio to serve as a source of monthly cash-flowing income.  The Rental 2+1 is designed to bridge the gap between short and long-term financing.  If you’re an investor interested in Multifamily properties that are 5+ units we offer the ability to purchase or refinance stabilized or value-add rehab.  We also offer Construction and Cash-Out programs to investors throughout our entire lending area, including Michigan.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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It’s Easy to Get Started

To get started simply fill out our two-minute application form.  Once you have submitted your application a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital or our loan programs feel free to contact us at 844-871-0354, we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.