Since our founding in 2010, Lima One Capital has worked to revolutionize the hard money industry. The result is that we are the optimal choice as private lenders in Michigan. As we’ve grown and expanded into a national rental finance and hard money lender, we have become leading hard money lenders for Michigan real estate as well as for real estate investors across 45 states and Washington, D.C. There are many exciting opportunities for real estate investors in today’s market, and we look forward to working with them as they pursue those opportunities.
A Commitment to Customer Service
Part of what makes Lima One Capital different from traditional hard money lenders in Michigan is our commitment to customer service. We are continuously looking for ways we can better serve our clients, and we stand by our promise to never charge any hidden costs or junk fees. We offer the most straightforward rates and terms in the hard money industry and we close and fund our loans quickly and efficiently thanks to an in-house underwriting team. We also offer in-house construction draws–a service other private money lenders in Michigan can’t match.
Industry Leading Hard Money Programs
We have tailored our industry-leading hard money programs to fit a variety of Michigan real estate investing needs. The FixNFlip is our short-term loan program designed for the purchase and rehab of a Michigan investment property with the intention of reselling the property within a 13-month period. The Rental30 is designed for buy and hold investors looking to purchase or refinance a single property or an entire property portfolio to serve as a source of monthly cash-flowing income. If you’re an investor interested in Multifamily properties that are 5+ units, we offer the ability to purchase or refinance stabilized or value-add rehab with Michigan short-term bridge loans. We also offer Construction and Cash-Out programs to investors throughout our entire lending area, including Michigan.
Markets We Serve
- Detroit, Michigan
- Grand Rapids, Michigan
- Kalamazoo, Michigan
- Saginaw, Michigan
We also lend on properties in smaller markets across the state.
It’s Easy to Get Started
To get started simply fill out our two-minute application form. Once you have submitted your application a member of our team will contact you to begin the underwriting process. If you have any questions about Lima One Capital or our loan programs feel free to contact us at 844-871-0354, we’d be happy to answer your questions.