Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. As a national lender we have the ability to provide hard money loans for real estate investors across the country and our goal is to become the top rental finance and hard money lender in the nation and we believe that working with investors in Minnesota will help us to achieve that goal.
Industry Leading Programs and Customer Service
Working with Lima One Capital is a different experience from what many investors have become accustomed to with traditional hard money lenders. At Lima One Capital we believe that customer service is crucial to the investors experience and we offer the industry standard from the time an application is completed to the time the loan is payed off. We work to close your loan quickly and efficiently and we always stand by our promise of absolutely no hidden costs or junk fees.
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Minnesota.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Get Started?
If you’re ready to get started feel free to click the apply now button and fill out our easy, two-minute application form and one of our operations analyst will be in touch with you to begin the underwriting process.