Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We are revolutionizing the hard money industry and we look forward to helping investors take advantage of the fantastic opportunities that exist in today’s real estate market.
National Hard Money Lender
As a national rental finance and hard money lender, we have the resources and infrastructure to offer unparalleled customer service. Our clients will never be charged any hidden costs or junk fees and we offer the most straightforward rates and terms in the industry. We work diligently to close and fund our loans quickly to allow for investors to maximize their return on investment.
Our team of NMLS licensed operations analysts work with investors from the time an application is submitted until the loan is closed and funded. Our analysts are very knowledgeable about our loan products and the areas in which we lend, including Missouri.
Industry Leading Loan Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Missouri.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
If you’re ready to get started feel free to fill out our simple two-minute application. If you have any questions about our loan programs or have a scenario that you would like to discuss we’d love to answer any questions that you have.