Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. As a national rental finance and hard money lender, Lima One Capital provides the most straightforward rates and terms in the hard money industry. We were founded as a company with the mission to revolutionize hard money lending and provide the programs and customer service to enable investors to be as successful as possible.
Commitment to Customer Service
What makes Lima One Capital different from other traditional hard money lenders is our commitment to providing the industry standard in customer service. We stand by our promise to never charge investors any hidden costs or junk fees and we work to close and fund loans quickly and efficiently so investors can maximize their return on investment.
Top Investor Financing Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Nebraska.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Apply?
If you’re ready to apply feel free to click the Apply Now button and fill out our simple, two-minute application. Once you’ve submitted your application a member of our team will review your application and contact you to begin the underwriting process.