New Construction Loan Financing from Lima One Capital
Lima One Capital offers new construction loan financing that provides builders with a straightforward, common-sense lending program. Lima One Capital funds ground-up construction on empty lots (including spec builds and model homes) as well as tear down/rebuild options.
Whether you are building to sell or using a Build2Rent strategy, Lima One is the answer. Contact us today to find out how Lima One’s ground up construction financing can work for you.


New Construction Program
Lima One’s New Construction loans offer interest-only financing with fast due diligence and closing. Our 13-month standard term has competitive rates, and non-recourse loans are available.

Build2Rent
Lima One’s single-close Build2Rent loan is ideal for build to hold investors. Close once with an interest-only construction term and then convert the loan into permanent financing. Rates are fixed during the construction period, with interest only on drawn balance. Rates for the rental loan float until conversion, and you can choose ARM and prepayment term options. Save time and money with one close, with the security of knowing permanent financing is in place.

In-House Construction Draws and Servicing
Lima One is your single stop for any construction loan, from origination to construction draws to servicing. Our in-house construction management team ensures fast draw approvals, and our servicing team supports you every step of the way.
New Construction Loan Highlights
Loan Purpose: Includes spec builds and model homes
Term: 13-, 19-, or 24-months
Interest Only: Yes
Interest Rate: As low as 8.5
Interest Rate on Undrawn Rehab Funds: 0%
Non-Recourse Available: Yes
Leverage: Up to 90% LTC and up to 70% LTV
Fast due diligence and closing
Ready to Move Forward?
Our online information request is simple and easy to complete. An analyst will reach out to you immediately to guide you through the next steps in funding your loan.
Construction Loans Florida
Lima One financed this ground-up town home construction in Fort Lauderdale, knowing that new construction in the greater Miami market provides Florida customers great value.
This Florida new construction project in Palm Beach Gardens featured ground-up construction.

Construction Loans Near me
Lima One offers new construction loans in 45 states around the country. If you need ground-up construction loans in New York, New Construction Loans in Ohio, or loans anywhere else near you, Lima One is the answer. Start the process of your loan today.