Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We continue to grow and expand into the top markets in the country, currently providing hard money loans for real estate investors in 41 states and Washington, D.C. Our commitment to our borrowers and core company standards have allowed us to become one of the top rental finance and hard money lenders in the country.
Straightforward Rates and Terms
Part of how we are revolutionizing the hard money industry is our commitment to providing the best customer service in the hard money industry. We will never charge any hidden costs or junk fees and we close and fund our loans quickly to allow the investors to maximize their return on investment. We are fully capitalized and our rates and terms are the most straightforward in the hard money industry.
Programs Designed for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including New Hampshire.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Get Started?
If you have a property that you’re looking to finance and you’re ready to get started, simply complete our easy, two-minute application. Our team of underwriters will work to underwrite, close, and fund your loan and they are extremely knowledgeable about our loan programs. If you have any questions about Lima One Capital feel free to contact us, we’d be happy to answer your questions.