The industry leading fix-n-flip, rental, and multifamily property financing is available to real estate investors throughout the state of New Jersey.  Since 2010, Lima One Capital has grown and expanded into one of the top rental finance and hard money lenders in the country providing hard money loans for real estate investors in 41 states and Washington, D.C.  New Jersey’s real estate market offers many exciting opportunities for investors and we look forward to working with them as they pursue those opportunities.

Straightforward Rates and Terms

At Lima One Capital we are dedicated to revolutionizing the hard money industry by providing the most straightforward hard money rates and terms with unparalleled customer service to our borrowers.  We will never charge any junk fees or hidden costs and we work to close and fund our loans quickly.  We continuously look for new and innovative ways to provide our borrowers with the best hard money experience.

Innovative Loan Programs

Our Fix-N-Flip program is designed for the purchase and rehab of a single family investment property that will be resold after the rehab is completed.  What makes the Fix-N-Flip unique is that borrower experience determines the rate based off of the number of completed flips within the last 24 months, even deals done without Lima One Capital financing.  The Rental30 is designed for long-term investors looking to purchase or refinance a rental property or a portfolio of properties and pursue a buy and hold strategy.  The Rental 2+1 is designed for investors who are looking to bridge the gap between short and long-term financing.  The Multifamily program is designed for investors who are looking to purchase or refinance properties that are 5+ units.  We also offer real estate investors Construction and Cash-Out programs.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Apply?

If you have a property you’re looking to finance and you’re ready to get started click the apply now button and complete our online application.  After completing an application, a member of our team will contact you to begin the underwriting process.  If you have any questions about any of our loan programs feel free to contact us at 844-871-0354, we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.