New Mexico Hard Money Lender

Lima One Capital is the nation’s premier lender for real estate investors.  We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. At Lima One Capital we are a national lender and we have the infrastructure and core company values to be the top rental finance and hard money lender in the country and that includes becoming the top lender in New Mexico.

The Lima One Capital difference is our commitment to providing outstanding customer service for our borrowers from the time they fill out an application all the way until the loan is paid off, our promise of absolutely no hidden costs or junk fees, and our ability to close loans efficiently and in a timely manner.  We are also fully capitalized and our loan programs have the most straightforward rates and terms in the entire hard money industry.

Investor Focused Fix-and-Flip, Rental, and Multifamily Financing

The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property.  New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan.  Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing.  We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab.  Investors will also be able to acquire Cash-Out loans across our entire lending area, including New Mexico.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Now to Get Started

If you’re ready to get started or have a loan scenario that you would like to discuss please don’t hesitate to reach out to us and a member of our team will be more than happy to discuss your scenario or answer any questions that you may have.  We strive to achieve our mission to revolutionize the hard money industry and we believe that working with investors in New Mexico is a great way to work towards that goal.