Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We were founded with the mission to revolutionize hard money lending and we have continued to grow and expand into one of the top rental finance and hard money lenders in the country. We offer hard money loans for real estate investors across the country and we look forward to working with investors in the great state of North Carolina.
Unparalleled Borrowing Experience
We take great pride in offering the best customer service in the hard money industry. Our borrowers will never be charged any hidden costs or junk fees and we work to close our hard money loans quickly. We offer the most straightforward hard money rates and terms and we are fully capitalized. To continue providing industry leading customer service we continuously invest in new forms of technology and processes to give our borrowers a great hard money experience.
Loan Programs for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including North Carolina.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Apply?
Applying for hard money financing with Lima One Capital is easy, simply fill out our online application and a member of our team will contact you to begin the underwriting process. Feel free to contact us with any questions about Lima One Capital or our loan programs at 844-871-0354.