Lima One Capital is the nation’s premier lender for real estate investors.  We were founded with the mission to revolutionize hard money lending and we have continued to grow and expand into one of the top rental finance and hard money lenders in the country.  We offer hard money loans for real estate investors across the country and we look forward to working with investors in the great state of North Carolina.

Unparalleled Borrowing Experience

We take great pride in offering the best customer service in the hard money industry.  Our borrowers will never be charged any hidden costs or junk fees and we work to close our hard money loans quickly.  We offer the most straightforward hard money rates and terms and we are fully capitalized.  To continue providing industry leading customer service we continuously invest in new forms of technology and processes to give our borrowers a great hard money experience.

Loan Programs for Investors

To help real estate investors be successful and take advantage of the great opportunities in today’s real estate market we created two loan programs that are tailored to fit their needs.  The Fix-N-Flip, Rental, and Multifamily programs are available to investors in North Carolina.  The Fix-N-Flip is our short term loan program that allows for investors to use 90% loan to cost financing to purchase and rehab a single-family residential property.  We also offer rates as low as 7.99% with borrower experience determining the rate based off of the number of completed flips in the last 24 months, even deals that were not financed by Lima One Capital!  Investors pursuing a buy and hold strategy will be able to use our Rental30 loan to either purchase or refinance a single property or an entire portfolio of properties.  The Rental30 offers a 30-year, fully amortized fixed rate and 5/1 ARM loan and is a great way to build a stream of passive monthly income through rental properties.  In addition to the Rental30 we also offer the Rental 2+1 that is designed to bridge the gap between short and long-term financing.  Our Multifamily program is perfect for investors looking to purchase or refinance multifamily properties that are in need of value add rehab or are already stabilized.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Apply?

Applying for hard money financing with Lima One Capital is easy, simply fill out our online application and a member of our team will contact you to begin the underwriting process.  Feel free to contact us with any questions about Lima One Capital or our loan programs at 844-871-0354.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.