Ohio Hard Money Lender

Lima One Capital is revolutionizing the hard money lending industry and is the nation’s premier lender for real estate investors. We have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country. We’ve funded hundreds of fix and flip loans in Columbus, Ohio, rental property loans in Cleveland, Ohio, and have become one of the biggest private lenders in Ohio  We look forward to working with Ohio real estate investors as they continue to pursue the opportunities that exist in today’s real estate market.

Unparalleled Borrower Experience

At Lima One Capital customer service is critical to the overall borrower experience. Our team of in-house operations analysts are extremely knowledgeable of our loan programs as well as the areas in which we lend and will work with the investor to underwrite the loan from the time an application is submitted to the closing and funding of the loan. We also offer in-house construction management for a streamlined budget approval and construction draw process.

We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers. We are fully capitalized and we close and fund our loans quickly. We also offer the most straightforward rates and terms among fix and flip, rental property, and portfolio lenders in Ohio.

Loan Programs for Investors

Real estate investors will be able to use our FixNFlip, Rental, and Multifamily hard money loan programs to fit the needs of their project. Our Ohio fix and flip loans provide short-term loan funding for the purchase and rehab of a single-family residence that will be resold by the investor. An investor’s flipping experience determines their rate based on the number of completed flips in the last 24 months, even deals not financed by Lima One Capital! For the investor looking to pursue a long-term buy and hold strategy the Rental30 is a perfect fit.  The Rental30 is a 30-year, fully amortized loan with a choice of a fixed-rate and 5/1 or 10/1  ARM designed for the purchase or refinance of a single investment property or an entire rental property portfolio. For investors looking to purchase or refinance multifamily properties that are currently stabilized or in need of value-rehab, the Multifamily program is an excellent option.

We also offer a Construction and Cash-Out program as a leading hard money lender in Cincinnati, Columbus, Akron, Cleveland, and the rest of Ohio.

We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers.  We are fully capitalized and we close and fund our loans quickly.  We also offer the most straightforward rates and terms in the hard money industry.

Markets We Serve

Lima One Capital is the Ohio private lender of choice in Ohio cities like:

  • Columbus, Ohio
  • Cleveland, Ohio
  • Cincinnati, Ohio
  • Canton and Akron, Ohio

We offer hard money loans across the nation in 45 states and the District of Columbia.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Today!

To get started simply click the Apply Now button and complete our easy two-minute application.  If you have any questions about Lima One Capital or our loan programs feel free to give us a call at 844-871-0354.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

FixNFlip loan in Cleveland, Ohio

This Shaker Heights home shows why investors choose Lima One’s fix and flip loans in Ohio.

Front view of large brick Fix and Fliphome

Private Money Lenders Cleveland, Ohio

Lima One provided flip funding for this Shaker Heights, Ohio home.

White two story Fix and Flip home with brown shutters and American flag flying

Portfolio Lenders Ohio

Lima One funded this two-property private loan in Cuyahoga Falls, Ohio

Cuyahoga Falls Ohio Multifamily Building
Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.