Ohio Hard Money Lender
Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country. We’ve funded hundreds of fix and flip loans in Columbus, Ohio, rental property loans in Cleveland, Ohio, and have become one of the biggest private lenders in Ohio We look forward to working with Ohio real estate investors as they continue to pursue the opportunities that exist in today’s real estate market.
Unparalleled Borrower Experience
At Lima One Capital customer service is critical to the overall borrower experience. Our team of in-house operations analysts are extremely knowledgeable of our loan programs as well as the areas in which we lend and will work with the investor to underwrite the loan from the time an application is submitted to the closing and funding of the loan. We also offer in-house construction management for a streamlined budget approval and construction draw process.
We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers. We are fully capitalized and we close and fund our loans quickly. We also offer the most straightforward rates and terms among fix and flip, rental property, and portfolio lenders in Ohio.
Loan Programs for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Ohio.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
To get started simply click the Apply Now button and complete our easy two-minute application. If you have any questions about Lima One Capital or our loan programs feel free to give us a call at 844-871-0354.