Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. Since then we’ve grown into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country. We’ve created programs with the most straightforward rates and terms in the industry that allow for investors to take advantage of today’s real estate market. Our goal is to continue to revolutionize the hard money industry and become the top rental finance and hard money lender in the country and we believe that working with investors in the state of Oklahoma will help us to achieve that goal.
Industry Standard Customer Service
We take great pride in providing the industry standard in customer service from the time an application is submitted until it is closed and funded. We stand by our promise to never charge investors any hidden costs or junk fees, we are fully capitalized and we work to close and fund our loans quickly and efficiently.
Programs Designed for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Oklahoma.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Apply Now to Get Started!
If you have a property and are ready to begin, feel free to click the Apply Now button below. If you have a loan scenario or would like to receive more information about our programs don’t hesitate to contact us.