In 2010, Lima One Capital was founded with the mission to revolutionize the hard money industry.  Since then we’ve grown into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country.  We’ve created programs with the most straightforward rates and terms in the industry that allow for investors to take advantage of today’s real estate market.  Our goal is to continue to revolutionize the hard money industry and become the top rental finance and hard money lender in the country and we believe that working with investors in the state of Oklahoma will help us to achieve that goal.

Industry Standard Customer Service

We take great pride in providing the industry standard in customer service from the time an application is submitted until it is closed and funded.  We stand by our promise to never charge investors any hidden costs or junk fees, we are fully capitalized and we work to close and fund our loans quickly and efficiently.

Programs Designed for Investors

We offer unique loan programs that are designed to fit the needs of real estate investors.  Our FixNFlip works for investors looking to purchase and rehab an investment property and resell, or “flip”, the property for a profit within 13 months.  With our FixNFlip product, borrower experience determines the rate based off the number of completed flips within the last 24 months, even deals that weren’t financed by Lima One Capital!  The Rental30 is tailored to the long-term buy-and-hold investor.  Investors can use our Rental30 loan to either purchase or refinance a single rental property or an entire rental property portfolio.  The Rental 2+1 is designed for investors who are looking to bridge the gap between short and long-term financing.  Our Multifamily product is perfect for investors who are looking to purchase or refinance properties that are 5 or more units and are currently stabilized or in need of value-add rehab.  We also offer Construction and Cash-Out programs across our entire lending area.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Now to Get Started!

If you have a property and are ready to begin, feel free to click the Apply Now button below.  If you have a loan scenario or would like to receive more information about our programs don’t hesitate to contact us.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.