Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We are dedicated to revolutionizing the hard money industry and becoming the top hard money lender in Oregon. We provide investors with the ability to capitalize on the fantastic opportunities that exist in today’s real estate market.
The Nation’s Premier Lender for Real Estate Investors
We are fully capitalized, we pride ourselves in our outstanding customer service, and we are committed to our promise of absolutely NO hidden costs or junk fees. We close hard money loans quickly and efficiently and we offer the most straightforward terms in the industry. Our understanding of the Oregon market and our knowledgeable team of loan originators will work to give you the best financing options available. Our standards as a company and our industry leading loan products provide us with an advantage over other hard money lenders around the country.
Variety of Loan Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Oregon.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Get Started?
If you’re ready to get started click the apply now button and fill out our easy two minute application form and one of our analysts will be in touch with you to begin the loan process. If you would like more information about any of our programs feel free to contact us and one of our representatives will be happy to answer any questions you may have.