Client Referral Program

The Lima One Client Referral Program is designed for the expert networker.

It’s simple – link your network of clients with your dedicated sales representative. We’ll work the loan through closing and pay you for each closed loan.

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Get Information

Ask your Lima One sales representative about the program or read the terms and conditions below for more details

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Complete Application

Complete the form below and send a W-9 form to your sales representative

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Make the Connection

Introduce future clients to your sales representative via phone or email

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We’ll work with your referral to close the deal. You will be paid once a month for closed loans

Need to be connected with a Lima One Sales Representative? Fill out this form and we’ll be in touch!

Terms and Conditions

Effective as of July 21, 2020


We want to reward you for referring quality clients! Our client referral program is Lima One Capital’s way of saying “thank you” for your partnership! As an invite-only program, we identify and select industry leaders with clients who have investment opportunities. We offer the most competitive FixNFlip, Rental and Multifamily products in the space. We offer you quicker, easier opportunities to close more deals – and we want to thank you for the leads you send us


Complete the form above and send a W-9 to your Lima One sales contact. Upon approval, you will be able to refer a client to your sales contact via email, call, or text.


You will receive a referral fee equal to 0.25% of the total loan amount for the first loan for each client that funds as a result of your referral. You will receive your referral payment the month after the loan funds. For example, you will receive payment in October for a referred loan that closed in September. The maximum referral payment per loan is $2,500. Clients must be introduced pre-application for you to be eligible for a referral payment.


You can receive compensation for all new clients you refer to Lima One Capital. A “new” client is defined as a client who has not had an application with Lima One in the last 24 months or closed a loan with Lima One in the past. You cannot receive referral compensation for personal deals or deals for any business entity in which you have or have had an ownership stake. Lima One will always advocate for the preservation of the referral relationship. However, the referred client may request removal of the referring party in writing.


Referring Party recognizes that Lima One Capital, LLC is a private money lender which funds non-owner-occupied mortgage loans for real estate investors.

Referring Party is and shall be responsible for being in full compliance with Laws of the state in which the Referring Party transacts business. Referring Party shall make prompt, timely, full, accurate, and truthful disclosures to Lima One Capital and prospective clients. Referring Party is an independent contractor and shall not represent itself in any manner to be the agent, servant, employee, representative, partner, or co-venturer of Lima One Capital. Referring Party acknowledges that they are current on any active Lima One Capital loans. Referring Party acknowledges that they have made Lima One Capital aware of any criminal convictions or current/pending civil/criminal actions. Referring Party acknowledges that failure to disclose this information will result in removal from Lima One Capital’s Client Referral Program, and forfeiture of any outstanding fees.

Referring Party shall not submit deals on behalf of a family member unless explicit permission from Lima One Capital has been obtained. Family members may always apply through standard retail channel. Referring Party must make Lima One Capital aware if they have any interest in the transaction outside of acting as the Referring Party. Personal deals by the Referring Party will be priced at current retail pricing.

Lima One Capital reserves the right to remove a Referring Party from a deal for any reason at any time, including upon request of the client.

Referring Party shall have no authority to solicit, bind, or commit Lima One Capital to any contract or transaction, whether for replacement of a loan or for any other purpose, and Referring Party shall not represent in any manner to anyone that Referring Party has such authority.

Lima One Capital, in its sole and absolute discretion, may elect to accept or reject any mortgage loans submitted to it by Referring Party under Agreement. Final approval of any mortgage loan is contingent upon satisfactory completion of Lima One Capital’s underwriting of both the borrower and the subject property. Lima One Capital may terminate this agreement at any time.

Lima One Capital may choose to alter the terms of this agreement at any time. The referral partner will be notified in writing of the changes and may choose to continue to participate or terminate the relationship.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Banker (License No. 0949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.