Unlock Positive Cash Flow with a Rental Property Loan

Lima One Capital’s rental loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out individual rental properties, as well as entire portfolios. Explore the options below to find a program perfect for your needs.

Rental30 Loan Overview

Term Length: 30 Year, Fully Amortized
Interest Rate (ARM): 5.25% – 7.900%
Property Types: SFR 1-4/PUDs/Condos
Single Property & Portfolios
Minimum Loan Amount: $50,000
Maximum Loan Amount: $1,000,000
Maximum LTV: 75%
Minimum Credit Score: 620
Debt-to-Income for Borrower: None

Ready to Apply?

Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.

Want more information?

Complete the form and someone from Lima One will be in touch to help answer your questions and discuss options that fit your investment needs.

Lending Across The Nation

Click on one of the states below to see complete rates and terms.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.