Lima One Capital is offering the industry leading fix-n-flip, rental, and multifamily property financing to investors in the state of Rhode Island.  We are dedicated to revolutionizing the hard money industry and becoming the top rental finance and hard money lender in the country and we believe that working with real estate investors in Rhode Island will help us to achieve that goal.

Unparalleled Customer Service

One of the ways that we are revolutionizing the hard money industry is through our commitment to providing unparalleled customer service.  We believe in never charging any hidden costs or junk fees and to help our borrowers be as successful as possible on their project, we close and fund our loans quickly and efficiently.  We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry.

Programs Designed for Investors

Our loan programs are designed to fit the needs of real estate investors, whether you’re looking to pursue a short or long term investing strategy our programs are designed to help you be successful.  Our Fix-N-Flip program is a 13-month loan for the purchase and renovation of an investment property.  To provide greater leverage to the investor, we offer rates as low as 7.99% and 90% of loan to cost to allow for the investor to do more deals.  The Rental30 is for long-term, buy and hold investors who are looking to purchase or refinance a single rental property or an entire portfolio of properties. If an investor is looking to bridge the gap between short and long-term financing then the Rental 2+1 is a great option.  Our Multifamily property is perfect for investors who want to purchase or refinance a property that is currently stabilized or in need of value-add rehab.  We also offer investors Construction and Cash-Out loan programs.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Apply?

If you’re ready to get started with underwriting process, click the apply now button and complete our online application.  If you have any questions about Lima One Capital or a loan scenario, contact us at 844-871-0354 and we’d be happy to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.