Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We are dedicated to revolutionizing the hard money industry and becoming the top rental finance and hard money lender in the country and we believe that working with real estate investors in Rhode Island will help us to achieve that goal.
Unparalleled Customer Service
One of the ways that we are revolutionizing the hard money industry is through our commitment to providing unparalleled customer service. We believe in never charging any hidden costs or junk fees and to help our borrowers be as successful as possible on their project, we close and fund our loans quickly and efficiently. We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry.
Programs Designed for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Rhode Island.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
Ready to Apply?
If you’re ready to get started with underwriting process, click the apply now button and complete our online application. If you have any questions about Lima One Capital or a loan scenario, contact us at 844-871-0354 and we’d be happy to answer your questions.