Since 2010 Lima One Capital has been providing the best hard money financing options for real estate investors.  We were founded with the mission to revolutionize the hard money industry and as we have grown into a national rental finance and hard money lender we continue to pursue that mission.  By being headquartered in Greenville, SC we know the many amazing opportunities that South Carolina presents to real estate investors and we look forward to working with them as they pursue those opportunities.

Quick Closings and No Junk Fees

One of the ways we are revolutionizing hard money lending is through our customer service.  We promise to never charge our borrowers any hidden costs or junk fees and we also understand how important time is for real estate investors by working to close and fund our loans quickly.  We are fully capitalized and our loan programs offer the most straightforward rates and terms in the hard money industry.

Loan Programs Designed for Investors

Our Fix-N-Flip, Rental, and Multifamily loan programs are available to real estate investors in South Carolina.  The Fix-N-Flip is designed to give borrowers greater leverage to do more deals and become more successful by providing 90% loan to cost financing as well as rates as low as 7.99% based off of borrower experience.  Borrower experience is defined by the number of completed flips in the last 12-24 months even if the deal was not financed by Lima One Capital.  Our long-term product, the Rental30, is a 30-year, fully amortized loan that offers both a fixed-rate and a 5/1 Hybrid ARM for investors seeking to build wealth through rental properties.  The Rental 2+1 is designed for investors who are wanting to bridge the gap between short and long-term financing.  Our Multifamily financing offers investors the ability to purchase or refinance multifamily properties that are either currently stabilized or in need of value-add rehab.  Investors looking for Construction and Cash-Out loans have access to these programs across our lending area as well.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Today!

To get started, click the apply now button and complete our easy, two-minute application.  If you have any questions or a loan scenario that you would like to discuss with a member of our team, feel free to contact us at 844-871-0354.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.