Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We were founded with the mission to revolutionize the hard money industry and as we have grown into a national rental finance and hard money lender we continue to pursue that mission. By being headquartered in Greenville, SC we know the many amazing opportunities that South Carolina presents to real estate investors and we look forward to working with them as they pursue those opportunities.
Quick Closings and No Junk Fees
One of the ways we are revolutionizing hard money lending is through our customer service. We promise to never charge our borrowers any hidden costs or junk fees and we also understand how important time is for real estate investors by working to close and fund our loans quickly. We are fully capitalized and our loan programs offer the most straightforward rates and terms in the hard money industry.
Loan Programs Designed for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including South Carolina.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
To get started, click the apply now button and complete our easy, two-minute application. If you have any questions or a loan scenario that you would like to discuss with a member of our team, feel free to contact us at 844-871-0354.