Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We offer industry leading fix-and-flip, rental, and multifamily financing for real estate investors across 41 states as well as Washington, D.C. We were founded with the mission to revolutionize the hard money industry and we believe that working with real estate investors in Tennessee will help us to achieve that mission.
Unparalleled Borrowing Experience
At Lima One Capital we believe in providing our clients with an unparalleled borrowing experience and we are always looking for new ways we can better serve our borrowers. Part of that experience and what also separates Lima One Capital from other traditional hard money lenders is our commitment to customer service. We believe in never charging any hidden costs or junk fees and we close and fund our loans quickly. We are also fully capitalized and offer the most straightforward rates and terms in the hard money industry.
Loan Programs Designed for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Tennessee.
Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.
For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.
A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.
It’s Easy to Apply
If you’re ready to get started click the Apply Now button and complete our simple, two-minute application process. We look forward to working with you as we continue to revolutionize the hard money industry.