Since 2010, Lima One Capital has become one of the top rental finance and hard money lenders in the country.  We offer industry leading fix-and-flip, rental, and multifamily financing for real estate investors across 41 states as well as Washington, D.C.  We were founded with the mission to revolutionize the hard money industry and we believe that working with real estate investors in Tennessee will help us to achieve that mission.

Unparalleled Borrowing Experience

At Lima One Capital we believe in providing our clients with an unparalleled borrowing experience and we are always looking for new ways we can better serve our borrowers.  Part of that experience and what also separates Lima One Capital from other traditional hard money lenders is our commitment to customer service.  We believe in never charging any hidden costs or junk fees and we close and fund our loans quickly.  We are also fully capitalized and offer the most straightforward rates and terms in the hard money industry.

Loan Programs Designed for Investors

We offer a variety of loan programs to fit the needs of real estate investors.  Short-term investors will find that our FixNFlip program is perfect for financing the purchase and renovation of an investment property that will be resold within 13-months.  What makes the FixNFlip unique is that the borrower’s completed flips in the last 24 months determines the rate, even deals not financed by Lima One Capital!  The Rental30 is designed for investors looking to purchase or refinance a single property or a portfolio of properties that will serve as a source of passive income.  Our Rental 2+1 program offers financing that bridges the gap between the short and long-term financing.  For multifamily investors we offer our Multifamily financing for the purchase or refinance of properties that are 5+ units.  We also Construction and Cash-Out  programs to our entire lending area, including Tennessee.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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It’s Easy to Apply

If you’re ready to get started click the Apply Now button and complete our simple, two-minute application process.  We look forward to working with you as we continue to revolutionize the hard money industry.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.