Texas Hard Money Lender

Lima One Capital is the nation’s premier lender for real estate investors.  We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. As we have grown into a national rental finance and hard money lender, we have the ability to provide Texas hard money loans as well as property investment loans for real estate investors across the country. The Texas real estate market presents many great opportunities for real estate investors, and we look forward to providing private money loans in Texas to help investors pursue their real estate investing goals.

We are one of the most trusted private money lenders in Houston, Texas, and other markets like Austin, Dallas-Fort Worth, San Antonio, and more.

No Hidden Costs or Fees

We believe that the borrower’s experience is critical, and we are committed to providing the best customer service for Texas investment lending. Part of that commitment to customer service is our promise to never charge hidden costs or junk fees to our borrowers. We are fully capitalized and offer the most straightforward rates and terms among hard money lenders in Texas, and we work to close and fund loans quickly to help borrowers maximize their return on investment.

Investor Tailored Loan Programs

The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property.  New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan.  Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing.  We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab.  Investors will also be able to acquire Cash-Out loans across our entire lending area, including Texas.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started simply click the apply now button and fill out our information form. Once you’ve submitted an application a member of our Texas investment lending team will contact you to begin the underwriting process.  If you have a loan scenario or would like to get more information about our loan programs feel free to contact us, we’d love to answer any questions you may have.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Multifamily Property Investment Funding in Texarkana, Texas

Short Term Loans – Bridge Financing

Texarkana, TX multifamily property with porch and backyard
Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Banker (License No. 0949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.