At Lima One Capital we are dedicated to revolutionizing the hard money industry.  As we have grown into a national rental finance and hard money lender we have the ability to provide hard money loans for real estate investors across the country.  The Texas real estate market presents many great opportunities for real estate investors and we look forward to working with them as they pursue their real estate investing goals.

No Hidden Costs of Junk Fees

We believe that the borrower’s experience is critical and we are committed to providing the best customer service in the hard money industry.  Part of that commitment to customer service is our promise to never charge hidden costs or junk fees to our borrowers.  We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry and we work to close and fund loans quickly to help borrowers maximize their return on investment.

Investor Tailored Loan Programs

We offer a wide variety of loan programs tailored to fit the needs of real estate investors.  We offer our FixNFlip program for short term investors looking to purchase and renovate an investment property.  The Rental30 is designed for buy and hold investors looking to purchase a single rental property or a portfolio of properties to serve as a source of passive monthly income.  Our Rental 2+1 is designed to bridge the gap between short and long-term financing.  The Multifamily program is perfect for investors who want to purchase or refinance multifamily properties that are in need of value-add rehab or are currently stabilized.  We also offer Construction and Cash-Out programs across our entire lending area.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Ready to Get Started?

If you’re ready to get started simply click the apply now button and fill out our application form.  Once you’ve submitted an application a member of our team will contact you to begin the underwriting process.  If you have a loan scenario or would like to get more information about our loan programs feel free to contact us, we’d love to answer any questions you may have.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ND, NV, SD, or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.