Lima One Capital is one of the top hard money lenders in the country and as a national lender we have the ability to provide hard money loans for real estate investors across the entire country, including Utah.  We were founded as a company with the mission to revolutionize the hard money industry and we believe that becoming the top rental finance and hard money lender in Utah will help us to achieve that goal.

Industry Leading Hard Money Programs

At Lima One Capital we set ourselves apart from other traditional hard money lenders with our outstanding customer service, our commitment to never charge borrowers hidden costs or junk fees, and our ability to fund loans quickly and efficiently to help borrowers maximize their return on investment.  We are also fully capitalized and have the most straightforward terms in the industry.

Our Fix-and-Flip, Rental, and Multifamily loan products are available to investors throughout Utah and will allow for investors to take advantage of the current opportunities that exist in today’s market.  We also offer our other programs that are tailored to fit the needs of investors, those programs include our Construction and Cash-Out programs.

As a part of our commitment to customer service each borrower is assigned an individual analyst who will assist in the loan underwriting process and will be available to answer any questions the borrower may have.  Our analysts are licensed and extremely knowledgeable about our loan products and look forward to working with borrowers to help them with their individual loan process.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Now to Get Started!

At Lima One Capital we make it easy to finance all of your fix-and-flip projects, rental properties, and multifamily investments.  If you’re ready to get started click the Apply Now button and fill out our easy two minute application process.  If you have any questions about our process or would like any additional information about our loan programs please contact us and a representative would be able to answer your questions.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.