Lima One Capital is the nation’s premier hard money lender for residential real estate investors. We make it easy to finance all of your fix-and-flip projects, rental properties, and multifamily investments.  As a national rental finance and hard money lender, we have the ability to provide hard money loans for real estate investors across the country, including Virginia.

The Leader in Customer Service

Working with Lima One Capital gives real estate investors access to the most straightforward rates and terms in the hard money industry.  We never charge any hidden costs or junk fees and we close and fund our loans quickly to allow investors more time to work on their projects.  Our team of operations analysts are extremely knowledgeable about our loan programs as well as our lending area and they will work with the investor through our underwriting process.

Innovative Loan Programs

Investors throughout Virginia can take advantage of our innovative loan programs to maximize their returns on their fix-and-flip, rental, multifamily, construction, and cash-out projects.  For our Fix-and-Flip program we offer low rates starting at 7.99% as well as 90% of the purchase and rehab funds which allows for you to work on more projects and increase your return on investment.  Our Rental30 offers rates as low as 4.99% for the purchase or refinance of single properties or entire portfolios.  For investors looking to bridge the gap between short and long-term financing the Rental 2+1 is a great option.  Our Multifamily program is designed for the purchase or refinance of multifamily properties in need of value-add rehab or stabilized as-is.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Get Started Today!

To get started click the apply now button and complete our online application.  Once your application has been completed and submitted a member of our team will contact you to begin our underwriting process.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.