Since being founded in 2010 our mission at Lima One Capital has been to revolutionize the hard money industry.  As we’ve grown and expanded into a national rental finance and hard money lender we are able to provide hard money loans for real estate investors across 41 states and we look forward to working with investors as they pursue the many great opportunities that exist in today’s market.

Industry Leading Customer Service

At Lima One Capital we take great pride in our customer service and we stand by our promise to never charge any hidden costs or junk fees.  We work to close and fund our loans quickly to ensure our clients can get started on their projects and maximize their return on investment.  We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry.  Our company standards have enabled us to differentiate ourselves from the traditional hard money lenders that real estate investors have become accustomed to working with.

Investor Focused Loan Programs

We offer a wide variety of programs to fit the many needs of investors.  The FixNFlip is our short-term loan product intended for the purchase and rehab of an investment property that will be resold within a 13-month period.  Investors can receive rates as low as 7.99% based off of their flipping experience by the number of completed flips within the last 12-24 months, even deals not financed by Lima One Capital.  The Rental30 is the long-term rental product that is perfect for investors looking to purchase or refinance a single property or a portfolio of investment properties.  The Rental 2+1 is for investors who are looking to bridge the gap between short and long-term financing.  Our Multifamily program offers investor’s competitive rates for the purchase or refinance of properties in need of value-add rehab or properties that are currently stabilized.  Investors will also have access to our Construction and Cash-Out programs throughout our entire lending area, including Wisconsin.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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It’s Easy to Get Started

To get started click the Apply Now button and complete our simple two-minute application.  If you have any questions about our loan programs or have a loan scenario that you’d like to discuss feel free to contact us, we’d be happy to answer any questions you might have.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.