Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. As we’ve grown and expanded into a national rental finance and hard money lender we are able to provide hard money loans for real estate investors across 41 states and we look forward to working with investors as they pursue the many great opportunities that exist in today’s market.
Industry Leading Customer Service
At Lima One Capital we take great pride in our customer service and we stand by our promise to never charge any hidden costs or junk fees. We work to close and fund our loans quickly to ensure our clients can get started on their projects and maximize their return on investment. We are fully capitalized and we offer the most straightforward rates and terms in the hard money industry. Our company standards have enabled us to differentiate ourselves from the traditional hard money lenders that real estate investors have become accustomed to working with.
Investor Focused Loan Programs
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including Wisconsin.
It’s Easy to Get Started
To get started click the Apply Now button and complete our simple two-minute application. If you have any questions about our loan programs or have a loan scenario that you’d like to discuss feel free to contact us, we’d be happy to answer any questions you might have.