Lima One Capital’s industry leading fix-and-flip, rental, and multifamily property financing is available throughout the state of California.  As a hard money lender our mission is to provide unparalleled customer service, absolutely NO junk fees, and the best rates and terms in the hard money industry for real estate investors across the country.  These characteristics set us apart from traditional hard money lenders and we take great pride in our ability to provide the best financing options for investors.  Our goal is to be the top rental finance and hard money lender in California and we believe that our core company standards and industry leading rates will help us to achieve that goal.

Industry Leading Loan Programs

Below you will find information about our three real estate investor loan programs. Our FixNFlip is designed for the investor looking to purchase and rehab an investment property in order to sell it. Our Rental30 is designed for the investor looking to purchase or refinance a single rental property or entire rental portfolio.  We also offer the Rental 2+1 which is designed to bridge the gap between short and long term financing.  The Multifamily program is designed for the purchase or refinance of value-add rehab to properties that are 5+ units or stabilized properties for holding purposes.   Investors in California will also have access to our New Construction, Construction, and Cash-Out programs.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Now for Financing

If you’re ready to get started click the Apply Now button below and one of our operations analysts will be in touch with you to get the loan process started.  If you have any questions feel free to reach out and one of our representatives will be happy to answer any questions that you may have.  We look forward to working with you as we continue to pursue our mission to revolutionize the hard money industry!

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.