Capitalize on Multi-family Real Estate Investment Opportunities Nationwide

If you’re looking to purchase or refinance a multi-family real estate property — comprised of 5 or more units — in need of value-add rehab or currently turnkey ready, our Multifamily loan program is perfect for you.

Lima One Capital’s loan product is industry leading, requiring a low down payment, and the ability to roll fees and closing costs into the loan.

This unique loan program provides you with the flexibility and leverage to capitalize on multi-family real estate investment opportunities nationwide, whether it’s a value-add project or a short-term hold for seasoning purposes.

Multifamily Loan Overview

Value-Add Rehab

Loan Purpose: Acquisition, Rehab, Refinance, Cash-Out Refinance
Term:
2 years
Interest Only: Yes
Interest Rate: As low as 7%
Interest Rate on Undrawn Rehab Funds: 0%
Prepayment Penalty: None
Rehab Funds: Yes
Loan Limits: $250,000 – $7.5MM
Loan-to-Cost (Purchase): 80%
Loan-to-ARV (Refinance): 70%
Cash-Out Refi: Available (55% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Stabilized

Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term:
2 years
Interest Only: Yes
Interest Rate: As low as 6.49%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $7.5MM
Loan-to-Cost: N/A
Loan-to-Value: 75%
Cash-Out Refi: Available (60% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Loan Advantages

Non-Recourse Option: Available
 “As-Is” DSCR Requirements: None
Closing Costs Rolled into Loan Amount: 
Yes
Interest Charged on Undrawn Rehab Funds: None
Eligible Markets: Primary, Secondary & Tertiary
Eligible Property Classes: 
Class A, Class B & Class C
Fast due diligence and closings
Dedicated analyst for each loan file

Ready to Move Forward?

Our online information request is simple and easy to complete. An analyst will reach out to you immediately to guide you through the next steps in funding your loan.

Lending Across The Nation

Click on one of the states below to see complete rates and terms.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.

Lima One Capital, LLC. NMLS ID # 1324403, 201 E. McBee Ave. Suite 300. Greenville, SC 29601. Lima One Capital, LLC is not currently licensed in AK, ID, ME, MT, ND, NV, SD, UT or VT. Lima One Capital, LLC is licensed or exempt from licensing in all other states. Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §47.206(3). Lima One Capital, LLC is licensed in Arizona as a Mortgage Broker (License No. MB-0936439) and Mortgage Banker (License No. 949706). Lima One Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight (License No. 60DBO-45834). Lima One Capital, LLC is licensed in Florida as a Mortgage Lender (License No. MLD1555) and Mortgage Servicer (License No. MLD1662). Lima One Capital, LLC is licensed in Oregon as a Mortgage Lender (License No. ML-5397). Annual percentage rate may be increased after fixed-rate period expires. Loans are subject to additional underwriting criteria.