Multifamily Lending

Fast, Common Sense Multifamily Loans

Close with speed, simplicity, and reliability

When speed, simplicity, and reliability of execution are critical in a multifamily transaction, clients turn to Lima One Capital as the go-to lender.

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Value Add or Stabilized

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Bridge or Long Term

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Small balance & middle market lending options

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Experienced Operators, Syndications, & Institutional Sponsors

Our sales, credit, and capital markets teams have decades of experience structuring and placing multifamily loans across the country. We offer a full suite of products for every investment strategy—from simple bridge, rehab, and long-term stabilized loans to the most complex structured finance solutions. With significant balance sheet and capital markets capabilities, investors and bankers alike turn to Lima One Capital for all of their multifamily loan needs.

Value-Add Bridge

Loans for investors buying distressed multifamily properties that need capital expenditures and rent increases to stabilize and bring value to current market standards.

  • Up to 85% LTC, 70% LTV
  • Loans up to $20mm+
  • Rates as low as 6.25%
  • 24-36 month Interest Only Terms
  • Low or no cash flow is ok
  • Small, medium, or large Cap EX budgets
  • Non-recourse available

Stabilized Bridge

For turn-key tenant properties that need seasoning and/or further tenancy before long term takeout.

  • Up to 75% LTC/LTV
  • Rates as low as 5.75%
  • 24-36 month Interest Only Terms
  • Financing for Freddie, Fannie, or bank fallout deals
  • Low in-place DSCR requirements
  • Non-recourse available

Long-Term Hold

Financing for investors looking to hold and cash out their stabilized multifamily property for the long term.

  • Loans up to $10MM
  • 5-100 units
  • All market sizes
  • Amortized and interest-only options
  • Low seasoning requirements
  • As low as 80% occupancy
  • Out-of-state owners and foreign nationals
  • Non-recourse available