Loans Overview

You Have Your Investment Strategy. Our Loan Programs Make It Happen.

Some of our real estate investors stick with one investment type for their entire career. Others leverage multiple types of projects to grow their businesses. Whether you’re focusing on one property rehab at a time or building a robust portfolio on an aggressive schedule, we offer fast, flexible loan options designed to fit your real estate investment strategy.

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FixNFlip
Loan Types FixNFlip background

Fast. Flexible. Designed To Fit Any Investment.

In the world of fix-and-flip investments, having a reliable capital partner who can help you scale your business gives you a competitive edge. At Lima One, our FixNFlip loan programs are designed to maximize your leverage, minimize your down payment, and accelerate your success.

Explore Fix & Flip Loans

  • FixNFlip
  • Fix2Rent
  • Bridge Plus
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New Construction
Loan Types New Construction background

Ready To Go Vertical?
Let's Build.

Lima One new construction loan programs are designed for speed and simplicity so that you can finance ground-up construction projects and scale at your own pace. Our fast closings, maximum exposure, and repeatable processes make it easy to leverage your equity and plan your next build.

Explore New Construction Loans

  • New Construction
  • Build2Rent
  • Bridge Loan
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Rental
Loan Types Rental background

Cash Flow? Cash Out? Can Do.

We understand what it takes to make a rental investment project successful. That’s why we offer smart, flexible programs that can be tailored to your investment plans and exit strategies. Whether you stick to the same approach or pivot to fit a changing market, our rental property loans provide the strategic versatility and financial stability you need.

Explore Rental Loans

  • Portfolio Loan
  • Single-Family Rental
  • Short-Term Rental
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Multifamily
Loan Types Multifamily background

Avoid Fallout. Get Ready for Agency Funding.

Multifamily properties can be an effective part of any real estate investment strategy, but they’re not without challenges. If your property needs physical improvements or tenant stabilization, Lima One multifamily loan programs will help you bridge the gap to agency qualification.

Explore Multifamily Loans

  • Stabilized Bridge Loan
  • Value-Add Bridge Loan

My Lima One team is very knowledgeable. Every deal was different, and their guidance was right on point. I have been doing business with Lima One for 4+ years. Extraordinary customer service before, during and after closing!

Cheryl K.

As an experienced flipper, the draw process is the lifeblood of our business, and Lima One is seamless and extremely stress-free because they do not bog you down with a lot of paperwork. That alone makes our project management easier to handle.

Kristin C.

Lima One has financed projects for me in the past, and my sales rep is always very responsive, straight forward, and easy to work with. They are a trustworthy lender, and you can count on them to meet your financing needs.

John G.

Lima One has been my go-to lender on multiple loan types. They saved the day on a deal for me by coming in at the last second and offered financing to close the deal after my other lender couldn’t close it. Lima has been great to work with and I’ll continue to use them in the future.

Adam S.

Lima One’s customer service has been personable and timely. We have worked seamlessly together through different challenges that arise while closing larger deals, and they always help get closings done in a timely manner.

James R.

The team at Lima One is courteous and willing to help me even when I ask the same thing many times. Their price is what brings in customers, but their people are the reason I refer friends and other investors.

Raymond K.

I’ve closed more than 50 deals with Lima over the past three years. I’ve been in this business for 25 years and worked with a lot of lenders, but Lima helped my business grow like wildfire.

Laz D.

The underwriters are true professionals with a lot of experience working with real estate investors, and they’re very customer service oriented. I highly recommend Lima One to any real estate broker or investor who needs to close a deal quickly and effectively.

Stone L.

Lima One has truly been a game-changer for our business. What I appreciate most is the seamless integration of their fantastic lending portal - making budgeting and draw requests incredibly easy and efficient.

Keri R.

Lima One's commitment to a personalized touch has undoubtedly driven immense value for our operations.

Lima One’s credit box has historically helped our investors finance low-dollar single family homes and smaller multi-family properties. Lima's ability to finance these projects in up-and-coming cities has been crucial to the success of my business.

Cason T. Broker

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Need More Details? Ready To Go?

Whatever you need, we’re here to help. Reach out today.

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