Lima One Capital is the nation’s premier lender for real estate investors. We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. We have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country, including New York. We look forward to working with investors as they continue to pursue the opportunities that exist in today’s real estate market.
Unparalleled Borrower Experience
At Lima One Capital customer service is critical to the overall borrower experience. Our team of operations analysts are extremely knowledgeable of our loan programs as well as the areas in which we lend and will work with the investor to underwrite the loan from the time an application is submitted to the closing and funding of the loan.
We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers. We are fully capitalized and we close and fund our loans quickly. We also offer the most straightforward rates and terms in the hard money industry.
Loan Programs for Investors
The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property. New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan. Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing. We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab. Investors will also be able to acquire Cash-Out loans across our entire lending area, including New York.
To get started simply click the Apply Now button and complete our easy two-minute application. If you have any questions about Lima One Capital or our loan programs feel free to give us a call at 844-871-0354.