West Virginia Hard Money Lender

Lima One Capital is the nation’s premier lender for real estate investors.  We make it easy to finance all of your fix-and-flip projects, new construction builds, rental properties, and multifamily investments. Lima One Capital was founded in 2010 with the goal to revolutionize hard money lending and become the top rental finance and hard money lender in the country.  We currently provide hard money loans for real estate investors in 41 states as well as Washington, D.C. and as a national lender we are continuing to expand and grow into new markets.

Industry Leading Customer Service and Loan Programs

At Lima One Capital we stand by our promise to never charge our borrowers any hidden costs or junk fees and our rates and terms are the best in the hard money industry.  We are fully capitalized and we work to close and fund our loans as quickly as possible so that our borrowers can begin working on their projects.

The FixNFlip program is for the purchase and rehab of an investment single-family residential property with the intention of reselling the property.  New Construction financing is available for investors looking for tear down/rebuild projects. Our Rental program offers both a 30 year, fully amortized, fixed-rate loan product for the purchase or refinance of a single property or an entire portfolio of properties and a 30 year, fully amortized 5/1 Hybrid ARM with a fixed rate for the first five years and floats according to the monthly LIBOR index for the remainder of the loan.  Our Rental30 Premier option is for experienced investors with a minimum of 5-properties valued at $500K. Another product within our Rental program is the Rental 2+1, which is designed to bridge the gap between short and long-term financing.  We also offer Multifamily financing for properties with 5+ units that are either stabilized or in need of value-add rehab.  Investors will also be able to acquire Cash-Out loans across our entire lending area, including West Virginia.

Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Today!

Lima One Capital makes it easy to finance all of your fix-and-flip projects, rental properties, and multifamily investments.  To get started click the Apply Now button and fill out our simple two-minute application.  Once you’ve completed an application a member of our team will contact you to begin the underwriting process.  If you have any questions about Lima One Capital or our loan programs, contact us at 844-871-0354.